Girish

Information about Girish

Published on November 21, 2007

Author: funnyside

Source: authorstream.com

Content

Banking Business Unit :  Banking Business Unit Girish G Vaidya Senior Vice President and Head – Banking Business Unit, Infosys Safe Harbor:  Safe Harbor Certain statements made in this Analyst Meet concerning our future growth prospects are forward-looking statements, which involve a number of risks and uncertainties that could cause actual results to differ materially from those in such forward-looking statements. The risks and uncertainties relating to these statements include, but are not limited to, risks and uncertainties regarding fluctuations in earnings, our ability to manage growth, intense competition in IT services including those factors which may affect our cost advantage, wage increases in India, our ability to attract and retain highly skilled professionals, time and cost overruns on fixed-price, fixed-time frame contracts, client concentration, restrictions on immigration, industry segment concentration, our ability to manage our international operations, reduced demand for technology in our key focus areas, disruptions in telecommunication networks or system failures, our ability to successfully complete and integrate potential acquisitions, liability for damages on our service contracts, the success of the companies in which Infosys has made strategic investments, withdrawal of governmental fiscal incentives, political instability and regional conflicts, legal restrictions on raising capital or acquiring companies outside India, and unauthorized use of our intellectual property and general economic conditions affecting our industry. Additional risks that could affect our future operating results are more fully described in our United States Securities and Exchange Commission filings including our Annual Report on Form 20-F for the fiscal year ended March 31, 2004 and quarterly report on Form 6-K for the quarter ended June 30, 2004. These filings are available at www.sec.gov. Infosys may, from time to time, make additional written and oral forward-looking statements, including statements contained in the company's filings with the Securities and Exchange Commission and our reports to shareholders. The company does not undertake to update any forward-looking statements that may be made from time to time by or on behalf of the company. Slide 2 The Changing Banking Paradigm:  The Changing Banking Paradigm External drivers compel banks to leverage the developments in Information Technology and continuously innovate Regulatory change and consolidation Competitive forces Changing Consumer External Drivers Tool Result Technological developments Technology-led Innovation Product & Service Innovation Organizational & process Innovation Slide 3 Leveraging technology for innovation:  Leveraging technology for innovation Extensible Flexible Parameterizable Incorporates best-business practices Straight Through Processing Workflows to automate processes Process Centralization Single window service Product & Service Innovation Organizational and process Innovation ‘’In the past, industry has tended to be overly focused on PRODUCT innovation. Product innovations at best gives a bank a 3 month head start over competition. PROCESS innovation can put a bank more than a year ahead of competition. Continued success, therefore, comes from process innovation. And the ability of the bank to build ongoing process innovation is determined by flexibility and adaptability of its core banking systems’’ - Chairman of a Large International Bank Implication for Technology Slide 4 Key imperatives for solution providers:  Key imperatives for solution providers Support “end-to-end” solution as well as “best-of-breed” approach End-to-end solution straddling all banking businesses/ customer channels Modular architecture – “plug and play” solution Open technologies to easily work with multitude of applications – for e.g. solutions for niche areas like Regulatory Reporting, Anti Money Laundering (AML) solutions etc. Flexibility/ extensibility Greater business agility – USPs, Lower Time-to-Market Low dependence on vendor for product launches, process changes etc. Better ROI through Strong implementation and support capability – upgrades, trouble-shooting Lower overall cost – hardware, software, network, change management Future proofing of technology Scalability Process efficiencies and resource saving through Straight Through Processing Support global business rules – multi-entity, currency, country, time-zones etc. Better management control through relevant and timely MIS Slide 5 Rules of the Game:  Rules of the Game Agility Growth Efficiency Risk Flexibility beyond parameters Cost effective automation Most scalable core banking solution Lowest overall risk Slide 6 Infosys offers the lowest overall Risk:  Infosys offers the lowest overall Risk Vendor Viability Strong Balance Sheet and visionary management End-to-end solution comprising Fast-growing product suite spanning all banking businesses Business Process Outsourcing IT Outsourcing IT Services Delivery excellence Consistent on-time, on-budget delivery Rapid implementation, setting new benchmarks in every market Our philosophy is driven by the corporate motto to always strive to deliver beyond expectations Proven and highly scalable solution Finacle® powers some of the largest banks world-wide on Open Systems Slide 7 Rules of the Game :  Rules of the Game Agility Growth Efficiency Risk Flexibility beyond parameters Cost effective automation Most scalable core banking solution Lowest overall risk Slide 8 Growth – most scalable core banking solution:  Growth – most scalable core banking solution By aggressively leveraging technology, ICICI Bank has in the last 3 years, grown from a retail bank to a universal bank 2 Mergers in 2 years Highest peak workload (450 TPS) handled by any open transaction system in the World (Winter Corporation, Waltham, MA, USA) PNB – one of the largest state owned banks in India, powered by Finacle®, is today LIVE with 30m customers with 10,000 users and is scheduled to cross 60m customers and 20,000 users within the next 12 months 2001 120 branches 2m customers 500k online customers <1m peak transactions/day 2004 450+ branches 10m+ customers 7m+ online customers 8m peak transactions/day In a Benchmark on HP Superdome, audited by E&Y, Finacle® clocked >16 m transactions per hour (4,562 TPS) in the online mode (using a real-life transaction mix and measured in terms of business transactions) Slide 9 Rules of the Game :  Rules of the Game Agility Growth Efficiency Risk Flexibility beyond parameters Cost effective automation Most scalable core banking solution Lowest overall risk Slide 10 Efficiency – cost effective automation:  Efficiency – cost effective automation STP enabled Finacle® Eliminates manual intervention CARTS (Complaints And Request Tracking System) at ABN AMRO Jaguar loan origination system at ABN Amro Bank Customer migration to channels with Full Service Banking Delivery channel transactions increased from 6% of the total transactions in 2000 to >70% in 2004 at ICICI Bank Enables process integration & orchestration (workflow, document imaging) Integration with Staffware for Trade Services processing at ICICI Bank Re-use of services (> 100 business services exposed) Slide 11 Rules of the Game :  Rules of the Game Agility Growth Efficiency Risk Flexibility beyond parameters Cost effective automation Most scalable core banking solution Lowest overall risk Slide 12 Agility – The product manager’s dream:  Agility – The product manager’s dream Extensibility toolkit enables the bank to differentiate and innovate quickly & cost effectively Launching new products ABN AMRO – cheque account with loyalty points ICICI student accounts Product & Process innovation Relationship based pricing – family units @ ABN Amro bank Responding to changing regulatory requirements AML compliance for cash transactions Delighting the customers Event based multi-channel alerts for retail and corporate customers by NCB, a leading Caribbean bank Slide 13 Flexibility using parameters:  Flexibility using parameters Create segment specific products using standard parameters ICICI Bank Young Stars [email protected] (student banking services) Women’s account Extensibility toolkit to create USPs fleXaccount from ABN AMRO – Savings + Loyalty Points Slide 14 Where we were…:  Where we were… Slide 15 Substantial investments to further globalize Finacle® … :  Substantial investments to further globalize Finacle® … Global product benchmarks completed TowerGroup, USA for core banking functionality Peppers & Rogers for CRM Celent for e-banking in the US This year we are investing an additional $ 10 m in Finacle® Products Substantial increase in our engineering and domain teams to fast track product developmental activities New product offerings Web-based cash management Wealth management Sales More feet on the ground globally Entry into US and China with a sales team dedicated to products Expand sales force in Europe and APAC Slide 16 … are already showing returns - grabbing a larger share of the pie :  … are already showing returns - grabbing a larger share of the pie Based on analysts’ estimates, we believe the annual size of the market for our products is approximately $ 1 bn (source – TowerGroup, Celent) We believe that an increasingly large number of banks will take a serious re-look at their technology solutions Typically core banking solution replacements consider a 3 years+ lifecycle Revenues get recognized over multiple years While we continue to dominate the Indian market. We have further consolidated our position in West Africa We dominate the e-banking space in Saudi Arabia too – 5 out of 5 deals in the last 24 months In the past 12 months, we have signed deals covering new markets such as USA, Belgium, France, Mainland China, Thailand, Philippines, South Africa, Australia, etc. The recently concluded SBI deal has further increased our footprint by 9 countries, spanning advanced markets Awards from ‘The Banker’, London 2004 – Mobile Solution of the Year “Commendable” Application of the Year – Corporate e-banking Slide 17 Where we are:  Where we are CAGR from March 2000 to June 2004 is 49.3% * LTM Slide 18 In conclusion…:  In conclusion… We believe we have an excellent value proposition for our customers We are investing in our products substantially and are committed to strengthening Finacle’s position as a leading global banking solution In the last 12 months we have entered various new markets We believe we are well on our way to consolidating our position as a leading technology partner for banks worldwide Slide 19 Thank You:  Thank You

Related presentations


Other presentations created by funnyside

HCM Luzern
18. 06. 2007
0 views

HCM Luzern

lecture12
12. 10. 2007
0 views

lecture12

basketball
01. 08. 2007
0 views

basketball

Atacama Large Millimeter Array
15. 06. 2007
0 views

Atacama Large Millimeter Array

gen mtgmar07 slides
18. 06. 2007
0 views

gen mtgmar07 slides

THAKKAR ANJALI artificial blood
16. 10. 2007
0 views

THAKKAR ANJALI artificial blood

20030815 RepICFA HN
27. 09. 2007
0 views

20030815 RepICFA HN

Owen
03. 10. 2007
0 views

Owen

14BBlackHoles
07. 10. 2007
0 views

14BBlackHoles

Noda06
09. 10. 2007
0 views

Noda06

reptile
10. 10. 2007
0 views

reptile

leskov
15. 10. 2007
0 views

leskov

461
17. 10. 2007
0 views

461

Europe Presentation
19. 10. 2007
0 views

Europe Presentation

RadOnc
22. 10. 2007
0 views

RadOnc

schnittsysteme
23. 10. 2007
0 views

schnittsysteme

ch1 10 part2
23. 10. 2007
0 views

ch1 10 part2

firma end Presentation
19. 10. 2007
0 views

firma end Presentation

sta291 5c
29. 10. 2007
0 views

sta291 5c

ACM India Studies 2005
26. 11. 2007
0 views

ACM India Studies 2005

Mirabel
01. 12. 2007
0 views

Mirabel

ghana
10. 12. 2007
0 views

ghana

DanishCitationEventJB final
15. 10. 2007
0 views

DanishCitationEventJB final

aleynikov
26. 10. 2007
0 views

aleynikov

ShortageChicago Seago 2
29. 10. 2007
0 views

ShortageChicago Seago 2

Daylight Saving Time
07. 11. 2007
0 views

Daylight Saving Time

unity
21. 08. 2007
0 views

unity

Fad Diets
21. 08. 2007
0 views

Fad Diets

NACADA Combined Workshop
21. 08. 2007
0 views

NACADA Combined Workshop

TeraGrid SC06 1
22. 10. 2007
0 views

TeraGrid SC06 1

plane parallel 2 1
24. 10. 2007
0 views

plane parallel 2 1

cronologia storia contemporanea
13. 11. 2007
0 views

cronologia storia contemporanea

IDitarod
16. 11. 2007
0 views

IDitarod

Axiome Von Neumann Morgenstern
19. 11. 2007
0 views

Axiome Von Neumann Morgenstern

Dog bite sepsis
19. 11. 2007
0 views

Dog bite sepsis

EcoValidity
17. 12. 2007
0 views

EcoValidity

matthew
29. 12. 2007
0 views

matthew

Cyatheaceae Classification
02. 01. 2008
0 views

Cyatheaceae Classification

RFF Shinnecock
03. 01. 2008
0 views

RFF Shinnecock

AustralianPoetry
03. 01. 2008
0 views

AustralianPoetry

dbl dutch
22. 11. 2007
0 views

dbl dutch

Lecture10 overheads
21. 08. 2007
0 views

Lecture10 overheads

Deborah Russell Presentation
14. 11. 2007
0 views

Deborah Russell Presentation

AAPT v3
01. 08. 2007
0 views

AAPT v3

EScannapieco
15. 11. 2007
0 views

EScannapieco

Successful  Case  Studies
29. 09. 2007
0 views

Successful Case Studies

Interv Hajji
23. 10. 2007
0 views

Interv Hajji

khelif edson rep
09. 10. 2007
0 views

khelif edson rep

aadcrocodile
11. 10. 2007
0 views

aadcrocodile

matricole
16. 10. 2007
0 views

matricole

the three little pigs
14. 02. 2008
0 views

the three little pigs

Exon HKSB
30. 10. 2007
0 views

Exon HKSB

June06SPCCUpdateJVan voorhis
07. 11. 2007
0 views

June06SPCCUpdateJVan voorhis

cultural impact hispanics tn
24. 02. 2008
0 views

cultural impact hispanics tn

SE 05 Punctuation I
29. 02. 2008
0 views

SE 05 Punctuation I

GaryCorbett e
04. 03. 2008
0 views

GaryCorbett e

Radiation Hazards
06. 03. 2008
0 views

Radiation Hazards

Portoroz
04. 10. 2007
0 views

Portoroz

jdean c10
25. 03. 2008
0 views

jdean c10

SoS
25. 03. 2008
0 views

SoS

MVestergaard SantaFe06
29. 11. 2007
0 views

MVestergaard SantaFe06

PowerPointTour
02. 11. 2007
0 views

PowerPointTour

tal daly
10. 04. 2008
0 views

tal daly

matz011
16. 04. 2008
0 views

matz011

installaware faq
17. 04. 2008
0 views

installaware faq

ATMSELong
18. 04. 2008
0 views

ATMSELong

36329938
22. 04. 2008
0 views

36329938

ITCan
10. 03. 2008
0 views

ITCan

kejian4
11. 10. 2007
0 views

kejian4

061213 dialog north korea petrov
11. 10. 2007
0 views

061213 dialog north korea petrov

Session6 Adm Wilcocks
07. 11. 2007
0 views

Session6 Adm Wilcocks

high technology surgery
30. 04. 2008
0 views

high technology surgery

Robot Convoy final presentation
07. 01. 2008
0 views

Robot Convoy final presentation

harry truman
18. 06. 2007
0 views

harry truman

goldrush
18. 06. 2007
0 views

goldrush

GMK
18. 06. 2007
0 views

GMK

gatech
18. 06. 2007
0 views

gatech

fusion be
18. 06. 2007
0 views

fusion be

Fun Facts updated 3 05
18. 06. 2007
0 views

Fun Facts updated 3 05

Geomatic AAU 07032007 forkortet
18. 06. 2007
0 views

Geomatic AAU 07032007 forkortet

General Spring Intro
18. 06. 2007
0 views

General Spring Intro

intervento Ambrosi Legge125
18. 06. 2007
0 views

intervento Ambrosi Legge125

insostegno
18. 06. 2007
0 views

insostegno

Inhalts angabe
18. 06. 2007
0 views

Inhalts angabe

Implant Simulations
18. 06. 2007
0 views

Implant Simulations

implantate berlin
18. 06. 2007
0 views

implantate berlin

Imber stud
18. 06. 2007
0 views

Imber stud

hsm bend2
18. 06. 2007
0 views

hsm bend2

history mat storia dei diritti
18. 06. 2007
0 views

history mat storia dei diritti

headquarters structure
18. 06. 2007
0 views

headquarters structure

Department Of Conservation
23. 10. 2007
0 views

Department Of Conservation

Hippo
18. 07. 2008
0 views

Hippo

pa3 disare ppt
28. 09. 2007
0 views

pa3 disare ppt

Sudan Polio Update 03 05
21. 10. 2007
0 views

Sudan Polio Update 03 05

bradford ancer
21. 08. 2007
0 views

bradford ancer

Delaunay Triangulations
15. 06. 2007
0 views

Delaunay Triangulations

Bayesian analysis and problems
15. 06. 2007
0 views

Bayesian analysis and problems

Biofuels - Think Big
15. 06. 2007
0 views

Biofuels - Think Big

AVO  - Virtual Observatory
15. 06. 2007
0 views

AVO - Virtual Observatory

PHOBOS Collaboration
15. 06. 2007
0 views

PHOBOS Collaboration

gennaipm
18. 06. 2007
0 views

gennaipm

sigcse2003
07. 12. 2007
0 views

sigcse2003

Introductionto Kyrgyzstan
26. 11. 2007
0 views

Introductionto Kyrgyzstan

HIT SAN
18. 06. 2007
0 views

HIT SAN

Metzenbaum Shelley
23. 10. 2007
0 views

Metzenbaum Shelley

ppt CHAP018
24. 02. 2008
0 views

ppt CHAP018

lesson3 warm up
07. 04. 2008
0 views

lesson3 warm up

shelving with lcc
19. 02. 2008
0 views

shelving with lcc

25ConnectionsV5 p2
18. 10. 2007
0 views

25ConnectionsV5 p2

2506043
15. 11. 2007
0 views

2506043

TravelChapter7 3
27. 03. 2008
0 views

TravelChapter7 3

french rfp
18. 06. 2007
0 views

french rfp

BEFxii Coronado
09. 04. 2008
0 views

BEFxii Coronado

spectrumastrotalk
28. 11. 2007
0 views

spectrumastrotalk

metadata frames
05. 10. 2007
0 views

metadata frames

Dancefinal
27. 11. 2007
0 views

Dancefinal